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Privacy Policy

Important Notice About Your Personal Information

Mortgage Center LLC Privacy Notice

At Mortgage Center we want you to know that the privacy and confidentiality of your personal information is a top priority. We are required by law to provide you with this notice in order to inform and explain to you how we collect, use, and safeguard your personal financial information. If you have any questions about this disclosure or what it says, please contact a Member Service Representative at 1-800-454-0356.

FACTS

WHAT DOES MORTGAGE CENTER, L.C. DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  •  Social Security number and income
  •  Account balances and payment history
  •  Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Mortgage Center, L.C. chooses to share; and whether you can limit this sharing.

REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO

For our marketing purposes—to offer our products and services to you

Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO

For joint marketing with other financial companies

Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share

For our affiliates’ everyday business purposes—information about your transactions and experiences

Does Mortgage Center L.C. share? YES
Can you limit this sharing? NO

For our affiliates’ everyday business purposes—information about your creditworthiness

Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share

For nonaffiliates to market to you

Does Mortgage Center L.C. share? NO
Can you limit this sharing? We Don’t Share

How does Mortgage Center, L.C. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Mortgage Center, L.C. collect my personal information?

We collect your personal information, for example, when you

  •   Apply for a loan or give us your income information
  •   pay us by check or provide employment information
  •   provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include nonfinancial companies such as Mortgage Center Title, L.L.C.

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Mortgage Center, L.C. does not share with nonaffiliates so they can market to you.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Mortgage Center, L.C. doesn’t jointly market.

Click here for a PDF of our Privacy Policy

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